Cinder

Automated

Retirement planner with tax engines, budget tracking, Monte Carlo simulations, and an MCP API for AI agents.

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Active plans

Total changes

Last change

Jul 29, 2026

Price trend

What we know about Cinder’s pricing

Volatile

Changes in 12 months

Cadence

Every 1 days

Direction

New plan recently added

Category position

—

Not enough peers tracked yet

Current pricing

Retirement Planner Free

monthly

Free

Full tax engines (CA + US)
Budget & transaction sync (YNAB, CSV, OFX, Plaid)
True Cost & Future Value simulator
CPP/OAS & Social Security
Cinder Score
Backtest success rate
4 interactive charts

Price history

Last 11 changes

Date	Plan	Change	Old	New	Δ%
Jul 29, 2026	Lifetime	new plan	—	$499	—

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Pro

monthly

$12/mo

Strategy optimizer
Monte Carlo simulations (1,000+ runs)
11 additional charts
Historical backtesting (full)
RRSP meltdown / Roth conversion
Unlimited scenarios
Pension income splitting
Spending strategy comparison
Rental income properties (up to 3)
SBLOC strategy
MCP API access (19 AI tools)
PDF report export

MCP Free

usage based

Free

14 single-person tools
Full projection engine
Tax engines (CA + US)
CPP/OAS & Social Security
Cinder Score & insights
5 API calls / day

MCP Pro

monthly

$5/mo

yearly$39/yr($39/yr)

500 API calls/day
All 19 tools
Couples projections
Monte Carlo simulations
Withdrawal optimizer
Backtest (1871-2024)
Scenario comparison

Lifetime

one time

$499/one_time

$499 once

Every Pro feature, forever(Yes)
10 full optimizer runs/month(Yes)
AI available as a $5/mo add-on(Yes)

Showing the most recent 10 changes. Full history back to 2023 is available through the developer API.

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